Q. I notice the cost of real estate is higher there, but if the wages offset this, it may be worth the move, considering other factors as well, of course.
I know Europe is a continent, so am anticipating responses from various countries. Thanks for the news flash...lol
I know Europe is a continent, so am anticipating responses from various countries. Thanks for the news flash...lol
A. First of all, a few web sites that may help you:
UK Nursing Council
http://www.nmc-uk.org/aArticle.aspx?ArticleID=1685
Irish Nursing Board
http://www.nursingboard.ie/en/registering_to_practise.aspx
Norwegian Registration for Health Personnel
http://www.safh.no/english/index.html
If you speak only English, you will pretty much be limited to Ireland or the UK, although Norway will have some offshore work available in English that pays incredibly well.
According to various UK sites, the NHS (National Health Service) pays from about £17000 for a newly-qualified nurse, £20000+ for an experienced nurse, £25000+ for a charge nurse, and £35000+ for consultant nurses. London gets a 15-20% bonus due to cost of living, and private facilities will pay better than NHS.
Irish salaries seem to be similar:
http://healthcare.monster.ie/articles/nursing_salary/
Here are the average base salaries given for Norway, at 0, 4, 8 and 10 years experience (in Norwegian kronor):
Nurse 301 300, 304 800, 313 000, 343 000
Specialized Nurse 320 300, 324 100, 327 400, 362 000
Positions requirings a Masters degree+ 340 500, 354 700, 374 900, 402 000
Right now, 300 000 kr is equal to about $43200.
Offshore work pays much better (and won't necessarily require Norwegian, since there are so many international workers), but usually has a demanding schedule (like 14 or 28 days on, 14 days off, 12+ hour days). I'm not sure how you apply for these jobs though, possibly an offshore placement agency, or directly through companies.
£25000 is a decent salary in most large UK cities (London and a few others like Edinburgh are more expensive, small towns are less).
300 000 is also a liveable salary in Norway, but offshore work will not only pay more, but mean less living costs since everything is provided for during your shift.
Don't forget that European countries also tend to offer nationalised healthcare (so no insurance costs, and medical costs are low), 4-5 weeks paid vacation every year, and many other benefits.
UK Nursing Council
http://www.nmc-uk.org/aArticle.aspx?ArticleID=1685
Irish Nursing Board
http://www.nursingboard.ie/en/registering_to_practise.aspx
Norwegian Registration for Health Personnel
http://www.safh.no/english/index.html
If you speak only English, you will pretty much be limited to Ireland or the UK, although Norway will have some offshore work available in English that pays incredibly well.
According to various UK sites, the NHS (National Health Service) pays from about £17000 for a newly-qualified nurse, £20000+ for an experienced nurse, £25000+ for a charge nurse, and £35000+ for consultant nurses. London gets a 15-20% bonus due to cost of living, and private facilities will pay better than NHS.
Irish salaries seem to be similar:
http://healthcare.monster.ie/articles/nursing_salary/
Here are the average base salaries given for Norway, at 0, 4, 8 and 10 years experience (in Norwegian kronor):
Nurse 301 300, 304 800, 313 000, 343 000
Specialized Nurse 320 300, 324 100, 327 400, 362 000
Positions requirings a Masters degree+ 340 500, 354 700, 374 900, 402 000
Right now, 300 000 kr is equal to about $43200.
Offshore work pays much better (and won't necessarily require Norwegian, since there are so many international workers), but usually has a demanding schedule (like 14 or 28 days on, 14 days off, 12+ hour days). I'm not sure how you apply for these jobs though, possibly an offshore placement agency, or directly through companies.
£25000 is a decent salary in most large UK cities (London and a few others like Edinburgh are more expensive, small towns are less).
300 000 is also a liveable salary in Norway, but offshore work will not only pay more, but mean less living costs since everything is provided for during your shift.
Don't forget that European countries also tend to offer nationalised healthcare (so no insurance costs, and medical costs are low), 4-5 weeks paid vacation every year, and many other benefits.
Why does China buy US Treasury securities?
Q. Why don't they just buy US real estate, US companies, or companies and real estate all over the world?
Dollars are accepted by everyone in the world - so why does China buy US Treasury securities that pay a tiny interest rate and are subject to inflation, default, etc.?
EDIT @ ultima_b - yes, they want to keep the Chinese currency (Yuan RMB) weak, to promote exports. But why do they have to buy Treasuries? Why not US real estate or companies? I don't see the connection.
Dollars are accepted by everyone in the world - so why does China buy US Treasury securities that pay a tiny interest rate and are subject to inflation, default, etc.?
EDIT @ ultima_b - yes, they want to keep the Chinese currency (Yuan RMB) weak, to promote exports. But why do they have to buy Treasuries? Why not US real estate or companies? I don't see the connection.
A. Not only China,but most of the countries with surplus current account such as Japan,OPEC countries and the UK.The main reason is that the US Treasury bills have very low rate of default.Before 2008, the public debt/GDP was about 60%, that means its capacity to pay off debts is immense. As the dollar has the world hard currency status, it can use as a reserve to back up local currency. The central bank can also swap to other currency so easily. Most of the countries have enacted the law to prohibit central bank to invest in risky businesses.And the US Treasury bills are acceptable by law around the world.But this will change because high public debts in the US. China has to swap to other currencies(Euro,Yen) and gold.But risk is still high.It cannot use in domestic country because it will create inflation.That's why we will see China's FDI every where.It has bought companies around the world. And it has created Hong Kong and London to be the hub for Yuan internalization.That means the demand for US Treasury bills will decline significantly soon.
What�s the difference between a housing scheme and housing estate?
Q. This is an ongoing debate between my girlfriend and I. Would i be correct in saying a house scheme is normally council owned, pre planned and built by the council. A housing estate is private property developed by different companies or people.
A. this sounds like a UK query.
an estate holds assets, so a housing estate would hold one or
more RE properties.
scheme
Home buying schemes � help to buy a home
Directgov is the UK government's digital service for people in England and Wales.
this is a USA real estate forum
an estate holds assets, so a housing estate would hold one or
more RE properties.
scheme
Home buying schemes � help to buy a home
Directgov is the UK government's digital service for people in England and Wales.
this is a USA real estate forum
Why do people say the best thing to do is start your own business?
Q. I always hear people say employment is like a scam and that the real sucess lies in starting your own business. How can one learn to start their own business? Should I go to school and take business management classes or something?
A. Most of the people who take a "business management course " intend to be employed by a big company. They don't usually start their own business.
Being self employed has it good and bad points, such as being able to set your own hours, and deciding things by your self..............BUT it also means that you are going to SINK or SWIM, on your own, too.
Try this............Look around the area where you live, and try to find a small business owner who is willing to talk ( after hours of course ) about how they got started and what they LIKE about their type of business. A second idea is to read up at the local library, about "how to start your own small business ". There are many books on that subject on the market.
I live in Canada, and over the past 40 years I have had a number of small business operations, such as a wholesale lobster dealer, a long distance expedite courier owner operator with my own one ton cargo van, delivering aircraft engine parts to aircraft that were "stuck on the ground " all over Canada and the USA. Paid me three dollars a mile, when I was loaded, and it was not unusual for me to drive two thousand miles from Toronto to western Canada with a 2000 lbs crate in th back of my van in three days. Some months I made more than $12,000 CDN less my costs.
Even being a window cleaner can be a good side line business. Doing ground floor shop windows takes little in the way of equpment, and there is litteraly NO overhead cost, except for white vinegar, rags and a set of rubber squeeges, a water bucket and a extension pole. Most window guys here in Toronto do their rounds on a pedal bike, with a little trailer for their gear behind the bike. Standard rate is 20 dollars for a medium size store with 30 feet of glass windows, more if it is bigger than that. Do 10 jobs in a day and you have about 140 UK pounds for the day. Repeat business is the key, and doing the store windows every two weeks here is normal.
My old Mum used to say that .........."Where there is muck, there is money " and that means that doing dirty jobs that others don't want to do, will make YOU money. Examples, cleaning out houses that are being put up for sale, and also putting up , and taking down the "for sale " signs for the real estate agents, who hate to get their hands dirty. Rubbish removal, scrap metal removal, putting metal wire chimmney caps on to keep raccoons out of the house. Cutting grass and raking leaves for older people, power washing driveways and removing grafitti from private property, which is my current business. I'm busy most days, and I charge what would be 50 UK pounds per hour, to get rid of sprayed grafitti, and to remove chewing gum from sidewalks in front of business locations. My machine cost about 3,500 UK pounds to buy, but it made that much back in the first two months of work. Now my only daily cost is the cleaning solution that I use, which is $60 a gallon, but I cut it 10 to 1 , as it is highly concentrated.
So, try s small sideline venture, to see how you like it. Part time, or week ends at first.
Jim B. Toronto.
Being self employed has it good and bad points, such as being able to set your own hours, and deciding things by your self..............BUT it also means that you are going to SINK or SWIM, on your own, too.
Try this............Look around the area where you live, and try to find a small business owner who is willing to talk ( after hours of course ) about how they got started and what they LIKE about their type of business. A second idea is to read up at the local library, about "how to start your own small business ". There are many books on that subject on the market.
I live in Canada, and over the past 40 years I have had a number of small business operations, such as a wholesale lobster dealer, a long distance expedite courier owner operator with my own one ton cargo van, delivering aircraft engine parts to aircraft that were "stuck on the ground " all over Canada and the USA. Paid me three dollars a mile, when I was loaded, and it was not unusual for me to drive two thousand miles from Toronto to western Canada with a 2000 lbs crate in th back of my van in three days. Some months I made more than $12,000 CDN less my costs.
Even being a window cleaner can be a good side line business. Doing ground floor shop windows takes little in the way of equpment, and there is litteraly NO overhead cost, except for white vinegar, rags and a set of rubber squeeges, a water bucket and a extension pole. Most window guys here in Toronto do their rounds on a pedal bike, with a little trailer for their gear behind the bike. Standard rate is 20 dollars for a medium size store with 30 feet of glass windows, more if it is bigger than that. Do 10 jobs in a day and you have about 140 UK pounds for the day. Repeat business is the key, and doing the store windows every two weeks here is normal.
My old Mum used to say that .........."Where there is muck, there is money " and that means that doing dirty jobs that others don't want to do, will make YOU money. Examples, cleaning out houses that are being put up for sale, and also putting up , and taking down the "for sale " signs for the real estate agents, who hate to get their hands dirty. Rubbish removal, scrap metal removal, putting metal wire chimmney caps on to keep raccoons out of the house. Cutting grass and raking leaves for older people, power washing driveways and removing grafitti from private property, which is my current business. I'm busy most days, and I charge what would be 50 UK pounds per hour, to get rid of sprayed grafitti, and to remove chewing gum from sidewalks in front of business locations. My machine cost about 3,500 UK pounds to buy, but it made that much back in the first two months of work. Now my only daily cost is the cleaning solution that I use, which is $60 a gallon, but I cut it 10 to 1 , as it is highly concentrated.
So, try s small sideline venture, to see how you like it. Part time, or week ends at first.
Jim B. Toronto.
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