Sunday, December 9, 2012

Can you give me tips when it comes to asking my landlord to sell me the house?

Q. I've been renting the house for 4 years. Pay rent every month with no problems. Keep the house nice. My landlord has been great. She fixes things when they break and she keeps her distance.
I'm getting married in 5 months and we (husband and I) would like to ask if we can buy the house.

Anyone have experience with this? Any tips you can give me? Thanks
If we don't buy the house, we will look for another house to buy and move from this one.

A. Just ask! I once had a landlord who asked me if I was interested in purchasing a house they owned that they had a tough time renting (I lived in an apartment at the time). They knew I was a college graduate and working full time, whereas most of their tenants were students.

In person would be ideal. Maybe you could mention a rent-to-own option where you continue to rent, and if the landlord decides to sell, a part of your rent would go to the down payment on the house. Risky because the landlord may not decide to sell, but worth asking for.


What are some good tips for tracking someone down?
Q. This guy rented my house, destroyed it and left all his junk there, and didn't pay the last two months of rent.

A. Did he have references or other contacts on his application or lease?

I would have said zabasearch.com or whitepages.com but it sounds like probably not enough time as gone by for him show up on those yet.


im a junior in high school and i might not afford to attend college?
Q. my mom works and makes about 12k a month ( her job is nails )
my dad does not work at all

we live in a renting house and we have housing. . .

i dont think that i could afford college at all...can anyone give me some tips / explain / info on what scholarships, funds , federal aid to apply for and what they are?
oops..i mean 12k a year!! my bad >.<

A. do what ever you can to go to college. yes, you will have student loans, but its worth it. do you mean 1,200 per month? 12k is 12,000 and thats over 144,000 per year which is mid/upper class income. assuming its the first number, you do have some options. the most important thing is to fill out forms for FAFSA. go to their website, its fafsa.gov or something like that. you basically have to file some forms reporting your families income and other information, so make sure your parents do it. it is really important for need-based financial aid and scholarships. also, talk to your counselor. he or she will be able to walk you through this process. also, go online and start searching for scholarships. there are tons out there that you can apply for, most have certain requirements and require an essay, but its definitely something that a lot of hs students neglect. there are also federal student loans that you can get, which the majority of people have. my cousin had over 100,000 in loans when she graduated, but she'll tell you it was worth it. another option is community college. its very affordable and you still get a college degree. if you want the college experience, look at in state schools (for ex. if you live in michigan, michigan state, michigan, western, etc. are a state school). theyre a lot cheaper for in state students. my best advice is to do what ever you can to go to college..in today's economy, its even hard to get a job with a college degree, let alone one without it. good luck!


What are some tips on heating a house inexpensively?
Q. Hi! My husband and I just rented a house. The only problem is it's still really cold where we live and the house only has one gas heater. It doesn't heat the entire house very well. And I'm worried it will cost a lot to leave it on all the time. Are there any other ways to heat a house without having to add another heater and risk spending more money on gas bills?

A. Think more along the lines of,
"How do I keep the cold out,"
as opposed to,
"How do I make it hotter inside."
Check your weatherstripping,
windows,
doors,
insulation...
Use your fireplace if you have one.
Heavy drapes will help with the windows along with the film sealer.
Is your heater running efficiently?
When's the last time it was serviced;
cleaned;
filter changed...
I had a housemate once who would leave the oven door open after she cooked something to let the heat that was in there, out.
Seemed to heat up the kitchen a few degrees.
Also,
those new wood burning,
or pellet burning Ben Franklin-type stoves are amazing.
It would heat the whole house, no problem.
You can convert them so they use your current fireplace flue and have it sit right in front of the fireplace.
That way,
you can take it with you when you move.
And finally,
the owner should be willing to share or cover any expense on the maintenance and upgrading of the rental since it's in his own best interests.
All the best.





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