Thursday, December 6, 2012

How many thousands of dollars in Crop damage are caused by Tornadoes each year in the United States?

Q. We all know the property damage and people killed and injured Tornadoes do each year in the United States Mid West and other parts of the country. But how much damage in Dollars are done to Crops and livestock are caused by Tornadoes each year?

A. The information is available, but you must pay for it.

The publication is called Storm Data and it will list all the storms and details including an estimate of crop damage. Here is the link for it and it includes a sample copy that you can download.

http://www7.ncdc.noaa.gov/IPS/sd/sd.html#SAMPLES

However, the data is also available through the online through the following link for free

http://www4.ncdc.noaa.gov/cgi-win/wwcgi.dll?wwEvent~Storms

However, it is not as user friendly as the having a hard copy of Storm Data.

First, it has a limitation of how much you can search.

I will give you a sample run through so you will now how to use this database.

Let say we want to find the crop damage from all the tornado events in 1994.

http://www4.ncdc.noaa.gov/cgi-win/wwcgi.dll?wwEvent~Storms

Go to the link above. Select "all" for states, then hit "enter"

On the next menu, chang the date to 01/01/1994 to 12/31/1994

Select "Tornado" for event type

Leave everything else as is and just hit the "list storm" button.

You will then get a list of each tornado event for 1994.
(Please note that in some years, there is just too many storms for this program to list, so you will have input a shorter search time period.)

Under "CrD" is the estimated crop damage.

You can get more details of each event by clicking on the event name on the list.

To get the annual amount, you will have to add all the totals yourself.

It could be a lot of work if you are looking for several years of data for the whole USA.
It may be easier to just pay for the information if you can not find another free source.

Hope this helps.


What are some good articles about personal property in school?
Q. In my Language Arts class, we're doing debates. My topic is "Schools should not have the right to search students' personal property" for extra credit, I need to find a article supporting that topic. i tried google and can't find one. so please can you help me find a good article?

A. General searches constitute an unacceptable intrusion, a search �without probable cause' or 'fishing expedition'. In the USA it is therefore contrary to the Fourth Amendment to the Constitution.
http://www.idebate.org/debatabase/topic_details.php?topicID=447


The extent of racism in the USA during the 1920s?
Q. I have a history assignment with the question:

"Examine the extent of racism in the USA during the 1920s"
I need to have half a page of notes which I will use to write an in-class essay.

Could anyone give me any help on this, or send some links with useful information?
Any help would be greatly appreciated!!!
(It's due on 22nd April so no haste; just that here in Australia we have a holiday starting tomorrow, and I don't want to spend my holiday searching the web.)
Thanks!

A. Social Issues, 1920s
The original Ku Klux Klan had died out in the late 1870s as post-Civil War Reconstruction was drawing to a close. A myth persisted, however, that the organization had been largely responsible for saving the South from corrupt outside influences.

In 1915, a new klan was started in Stone Mountain, Georgia, by William Simmons, a Methodist minister who had taken inspiration from the favorable portrayal of the klan in D.W. Griffith's epic film, The Birth of a Nation. Emphasizing costumes, rallies and secret rituals, the klan grew rapidly in the South. The initial targets were blacks, whom many whites felt had been warped by wartime experiences. Black workers on the home front had earned respectable wages and expected the same after the war, and black veterans, who had witnessed a racially tolerant society in France, longed for a more accepting America. Perturbed whites believed the blacks had to be put back in their place.

The appeal of the klan spread to the North and West, and at its peak in the mid-1920s achieved a total membership of four million or more. Members served in state legislatures and Congress, and were elected to the governorship in several states. Indiana, Oklahoma, Texas and Oregon saw significant klan influence.

The central klan offices marketed regalia and literature to local units, but agendas were molded by community conditions and concerns. Blacks were the subject of klan activity in both the North and South, as were Jews, Catholics and immigrants. The klan also organized to oppose the teaching of evolution in the schools, dissemination of birth control devices and information, and efforts to repeal prohibition.

Probably the majority of klan members confined their opposition tactics to parading and burning crosses, the latter an innovation of the new klan. However, violence was not uncommon � public whippings, tarring and feathering, and lynching occurred in many sections of the country.

Serious concern about klan activity was raised early in its history, especially by a series of exposés in the Baltimore Sun and the New York World. It was, however, the conduct of a number of klan leaders that finally led to the group's decline. In particular, Indiana klan leader David Stephenson was convicted in 1925 of kidnapping and second degree murder. To get his sentence lightened, he implicated other Indiana officials whose corrupt activities were widely reported. By 1930, membership nationwide had plummeted to around 10,000.

In the West and South, the second Ku Klux Klan comprised largely poor, rural and fundamentalist Protestant members who believed that evil came from the cities, non-Northern European immigrants and a postwar tolerance for loose morality. A more urban character was evident in the North. http://www.u-s-history.com/pages/h1381.html --------------- A hysterical white girl related that a nineteen-year-old colored boy attempted to assault her in the public elevator of a public office building of a thriving town of 100,000 in open daylight. Without pausing to find out whether or not the story was true, without bothering with the slight detail of investigating the character of the woman who made the outcry (as a matter of fact, she was of exceedingly doubtful reputation), a mob of 100-per-cent Americans set forth on a wild rampage that cost the lives of fifty white men; of between 150 and 200 colored men, women and children; the destruction by fire of $1,500,000 worth of property; the looting of many homes; and everlasting damage to the reputation of the city of Tulsa and the State of Oklahoma.---------http://www1.assumption.edu/ahc/raceriots/default.html --------------------- Women of the Klan: Racism and Gender in the 1920s
http://xroads.virginia.edu/~ug97/blues/klan1.html


What is the criteria for a home to be mortgageable?
Q. I'm looking to buy a home in the Northeast (in the USA) which is in terrible shape cosmetically, but is structurally sound (according to my engineer's report and my personal viewing of the property several times). All of the sheetrock needs to go, and the heat doesn't work. The seller's realtor seems to think that the property isn't mortgageable. I've tried some searches with no luck - can someone provide me with some guidelines as to the definition of a mortgageable property? I realize this may be different for every bank, but there must be some general ones that most follow.
I was already pre-approved for the purchase amount, so my credit shouldn't be an issue.

Regarding the appraised value, the houses in the neighborhood are listed for more than twice then my purchase price.

The water runs through the house,toilets flush,sinks drain,etc.. Electrical panel and wiring is generally OK with no major hazards.

The roof has a couple of fist-sized holes in it, which have led to some water damage, primarily in the ceiling sheetrock in the bedrooms. The heat (gas/hot water/baseboard) is not working, and one of the pipes had burst in a bedroom, so the system was drained.

I was concerned over the heat because of particular incident that happened to me last year. I was looking at a bungalow in a "summer community" and the realtor told me that a mortgage couldn't be obtained because there was no heating system. She said that people buy these with a HELOC. I didn't pursue it because I wasn't interested in the property, but that always stuck with me.

A. While I haven�t heard about a term �mortgageable�, there is a simple rule. So long as the house is not condemned you can still get a mortgage for the property rather then for just the land. Also if you can provide the report that states that the building/house is structurally sound it makes it easier.

The second point in the �mortgageable� might be the appraised value, if the bank estimator comes back with a significantly lower value then the ones you are buying the place for it becomes impossible to get a mortgage. The fact of the matter if the bank takes on a mortgage on the bad property they will be looking for probably 20% down-payment and if off of that you are also overpaying (at least in their view) that 20% becomes less then 20% of the overall value they estimated. This sometimes becomes an issue with rebuilding project where you are estimating the repair cost based on you doing the work yourself, meantime the bank estimate how much it would take to repair the place professionally.





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