Q. Am 5 months pregnant and 16 years old am still with my boyfriend of 2 years and he works full time but still will never really have money to buy a house or rent and am going to college next year. Am planning to stay at home for a year but then i want to move in with my boyfriend and the baby. I no you can get a council house for being a single mum but what about me ? Please help thanks xxx
A. I assume you are in the UK?
It is unlikely the council will give you a house before you are 18, unless it is exceptional circumstances, ie you will be made homeless. Having the baby will give you extra 'points' and bump you up the list, but single mum or not, you will have a long wait.
You said that 'I no you can get a council house for being a single mum' - so many young girls have gotten pregnant in the hoping for a free ride off the tax payer that the waiting list for young mums, let alone the usual Joe Bloggs is now years. Too many people are abusing the system, and there is a massive shortage of council houses.
We went on to the waiting list as a back up (we currently live in a top floor apartment, rented privately and were unsure if we would find somewhere suitable before our baby arrived) and were told the waiting list is approximately 2 years. This time varies from council to council.
And if you do get housed as a priority, be warned, the houses are often in really bad areas, and normally are unfurnished-ie you will have to furnish it yourself. And furniture/white goods are by no means cheap.
My advice to you is, hang on til you are 18. Save up with your boyfriend for a deposit on a privately rented property.
They arent as expensive as you would imagine, I am moving into a lovely cottage at the end of the month and it is only £460 a month.
Private properties are often furnished and a lot nicer than council homes, so you wont need to worry about anything.
You would be eligible for council tax benefit, something called LHA, which is kind of like housing benefit for non council tenants, and your boyfriend will be able to claim working tax credits and child tax credits.
You will also get your £20 child benefit.
It is unlikely I will be going back to work after the baby is born (the company is going under, and childcare costs are simply to high to justify), so while my fiance will be supporting us, we have researched into additional benefits we may be entitled to.
Apply for the council housing, but honestly, once you do, put it to the back of your mind. Look for private rental properties and go from there.
Save up in the next year and get a deposit together, maybe even ask your parents for a bit of help. Showing good research and maturity rather than running straight to the council will probably earn brownie points.
Agency rental properties initially can be expensive, but an excellent place to find non agency private rentals is http://www.gumtree.co.uk.
Non agency landlords tend to be a lot more laid back, cheaper as they don't have to pay the agency fees, and the only upfront payment tends to be a deposit.
Its where I found my new place!
Good luck!
It is unlikely the council will give you a house before you are 18, unless it is exceptional circumstances, ie you will be made homeless. Having the baby will give you extra 'points' and bump you up the list, but single mum or not, you will have a long wait.
You said that 'I no you can get a council house for being a single mum' - so many young girls have gotten pregnant in the hoping for a free ride off the tax payer that the waiting list for young mums, let alone the usual Joe Bloggs is now years. Too many people are abusing the system, and there is a massive shortage of council houses.
We went on to the waiting list as a back up (we currently live in a top floor apartment, rented privately and were unsure if we would find somewhere suitable before our baby arrived) and were told the waiting list is approximately 2 years. This time varies from council to council.
And if you do get housed as a priority, be warned, the houses are often in really bad areas, and normally are unfurnished-ie you will have to furnish it yourself. And furniture/white goods are by no means cheap.
My advice to you is, hang on til you are 18. Save up with your boyfriend for a deposit on a privately rented property.
They arent as expensive as you would imagine, I am moving into a lovely cottage at the end of the month and it is only £460 a month.
Private properties are often furnished and a lot nicer than council homes, so you wont need to worry about anything.
You would be eligible for council tax benefit, something called LHA, which is kind of like housing benefit for non council tenants, and your boyfriend will be able to claim working tax credits and child tax credits.
You will also get your £20 child benefit.
It is unlikely I will be going back to work after the baby is born (the company is going under, and childcare costs are simply to high to justify), so while my fiance will be supporting us, we have researched into additional benefits we may be entitled to.
Apply for the council housing, but honestly, once you do, put it to the back of your mind. Look for private rental properties and go from there.
Save up in the next year and get a deposit together, maybe even ask your parents for a bit of help. Showing good research and maturity rather than running straight to the council will probably earn brownie points.
Agency rental properties initially can be expensive, but an excellent place to find non agency private rentals is http://www.gumtree.co.uk.
Non agency landlords tend to be a lot more laid back, cheaper as they don't have to pay the agency fees, and the only upfront payment tends to be a deposit.
Its where I found my new place!
Good luck!
Where is a good place to advertise a margarita machine rental company?
Q. I am working on a marketing campaign for a margarita machine rental company. I have the obvious event planners, caterers, yellow pages, any suggestions?
A. Put a commerical on youtube
Trade shows
http://www.restaurant.org/show/
http://www.restaurantnewsresource.com/expo-industry-industry-Restaurant.html
http://cool.cambro.com/resource/trade_shows.aspx
http://www.therentalshow.com/TradeShow/default.aspx
http://www.arcticfoodequip.com/htmlsite/rentals.html
You can advertise here for free:
Yahoo local on yahoos home page
http://www.hits2u.com/?149843
http://goldbizz.localads.co.uk
http://www.trafficswarm.com/go.cgi?48605
http://www.koolplaz.com/
Post a link to your site for free where it is allowed
Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/...
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/
You can also try article submission: http://answers.yahoo.com/question/index;_ylt=Av8sFy4ZrhVm6nQJuZ43aqzty6IX;_ylv=3?qid=20071219083105AAi2qW1&show=7#profile-info-US5pRGDvaa
Trade shows
http://www.restaurant.org/show/
http://www.restaurantnewsresource.com/expo-industry-industry-Restaurant.html
http://cool.cambro.com/resource/trade_shows.aspx
http://www.therentalshow.com/TradeShow/default.aspx
http://www.arcticfoodequip.com/htmlsite/rentals.html
You can advertise here for free:
Yahoo local on yahoos home page
http://www.hits2u.com/?149843
http://goldbizz.localads.co.uk
http://www.trafficswarm.com/go.cgi?48605
http://www.koolplaz.com/
Post a link to your site for free where it is allowed
Examples are:
Craigslist http://www.craigslist.com
Google Base http://base.google.com
Classifieds for Free http://www.classifiedsforfree.com/...
Text Link Exchange http://www.txtswap.com/
Recycler.com http://www.recycler.com/
Yahoo Classifieds http://classifieds.yahoo.com/
US Free Ads http://www.usfreeads.com/
You can also try article submission: http://answers.yahoo.com/question/index;_ylt=Av8sFy4ZrhVm6nQJuZ43aqzty6IX;_ylv=3?qid=20071219083105AAi2qW1&show=7#profile-info-US5pRGDvaa
Can my small home business pay a percentage of my mortgage payment?
Q. I work from home and my business literally takes up 2 out of 4 bedrooms, plus my 10 x 12 storage unit I had built. Can I have the business pay a portion (maybe 25%) of my monthly mortgage. Kinda like a rent schedule. Thanks
A. Well I suppose it will depend on the tax regulations in your country, but my accountant here in the UK always put in a rental charge for a room used as an office on my tax returns.
So I don't see why you could not charge the business a rental for the rooms and building that you use, might be a good idea to check with a legal person first.
So I don't see why you could not charge the business a rental for the rooms and building that you use, might be a good idea to check with a legal person first.
How much money should I take with me on a trip to the UK?
Q. I am going to Scotland for two weeks and was wondering aside from airfare, car rental, and hotel how much money should I take with me?
A. If you are eating out for luch that will cost about £3-£6 for a sandwich, a can or bottle of drink is about 50p-£2, dining out in the evening at somewhere like Pizza Hut is about £20 per person. When you're out shopping it varies greatly, a nice pair of jeans from your average decent high street shop are £20-£40. Also outings cost money, museums/art galleries are generally free but if you're visiting a castle/stately home there's usually an entrance fee from £5-£15. Hope this helps!
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